3973 Gallaghers Circle,
Kelowna, BC
$1,000,000
Single Family
Property Description
The True Cost of Ownership
Monthly Finance: $4,981 Taxes & Insurance: $620/mo Total Monthly Investment: $5600
Of this, $2,400/month builds directly toward your purchase price as a Monthly Option Credit — real equity, accumulating from day one.
This program is modeled on true ownership economics: 10% down, 25-year amortization, 4.5% rate, with taxes and insurance flowing through at actual cost — no markups. You’ll enjoy the same bundle of rights as an owner — exclusive use, quiet enjoyment, and the right to sell your interest — with the option to register your interest at the Land Title Office.
The Empowered Renter Program™ Facilitated by Vantage West Realty | Powered by Cash Offer LP and affiliated partners
How it works: Cash Offer LP purchases the home and enters into a lease option agreement with you, the Tenant-Buyer. Vantage West Realty manages applicant approval, and our team works with licensed mortgage brokers to assess affordability and build a plan toward your future purchase.
Live at Gallagher’s Canyon Golf & Country Club, where privacy, panoramic views, and effortless living come together in this beautifully positioned 3-bedroom plus den, 3-bathroom walk-out rancher. Set on a rare, highly sought-after lot with no rear rooflines or neighbouring homes behind, this property offers uninterrupted southern exposure and expansive natural views, creating a true sense of peace and openness. Significant recent upgrades add exceptional value and peace of mind, including a brand new roof, freshly painted main floor, kitchen updates and modernized hardware throughout, allowing you to move in and enjoy without major future expenses. The main level is designed for easy, functional living ideal for empty nesters, with bright, open spaces that connect seamlessly to the outdoors and large windows that frame the surrounding landscape, while the walk-out design extends your living space into a private, quiet backyard setting perfect for morning coffee or entertaining. The lower level offers versatile space for guests, hobbies, or a quiet retreat, providing flexibility for changing lifestyle needs. You’ll love the Gallagher’s amenities including: gym, swimming pool, tennis court, games room and workshop. All of this is set within one of Kelowna’s most desirable golf course communities, offering a relaxed, low-maintenance lifestyle surrounded by nature, walking trails, and a strong sense of community, just minutes from city amenities.