3482 Ridge Boulevard,
West Kelowna, BC
$1,099,000
Single Family
Property Description
The True Cost of Ownership
Monthly Finance: $5,474 Taxes & Insurance: $680/mo Total Monthly Investment: $6,150
Of this, $2,400/month builds directly toward your purchase price as a Monthly Option Credit — real equity, accumulating from day one.
This program is modeled on true ownership economics: 10% down, 25-year amortization, 4.5% rate, with taxes and insurance flowing through at actual cost — no markups. You’ll enjoy the same bundle of rights as an owner — exclusive use, quiet enjoyment, and the right to sell your interest — with the option to register your interest at the Land Title Office.
The Empowered Renter Program™ Facilitated by Vantage West Realty | Powered by Cash Offer LP and affiliated partners
How it works: Cash Offer LP purchases the home and enters into a lease option agreement with you, the Tenant-Buyer. Vantage West Realty manages applicant approval, and our team works with licensed mortgage brokers to assess affordability and build a plan toward your future purchase.
Set on prestigious Mission Hill in Vineyard Estates, this impeccably maintained walk-out rancher offers the perfect balance of space, privacy, and breathtaking mountain & cityscape views — all on a generous 0.18-acre, pool-sized lot. From the moment you arrive, this home feels both welcoming & quietly impressive, designed for everyday comfort while effortlessly accommodating family, guests, and future possibilities. With 3,255 sq. ft., 5 bedrooms, and 3 bathrooms, the flexible two-level layout is ideal for growing families, multi-generational living, or those seeking suite potential. The main floor features a bright, open kitchen with a newly added island topped in quartz, induction range & new SS french-door fridge, custom pantry shelving with lighting, and seamless access to a covered deck overlooking the fenced backyard — perfect for summer evenings, outdoor dining, or future pool plans. Downstairs, a full in-law kitchen, large recreation space, separate entrance & heated bathroom floors create excellent options for extended family or easy suite conversion. Thoughtful upgrades include new A/C (June 2025), refreshed paint, updated fireplace surround, modern hardware, Hunter Douglas window coverings, and a beautifully maintained double garage with epoxy flooring, EV-charger connection, and ample interior/exterior storage. Enjoy generous driveway parking for 4+ vehicles, plus dedicated RV parking, underground irrigation, BBQ hookup, newer roof & private hot tub area. All of this just minutes to top schools, beaches, trails, amenities — and walking distance to Mission Hill Winery. This is a home that grows with you — offering lifestyle, flexibility, and long-term value in one of West Kelowna’s most desirable neighbourhoods!